When you’re planning to buy a house in the future, you must keep in mind that you’re going to make a big investment. One of the people you can deal with is a mortgage broker.
What does a mortgage broker do? He or she acts as the middle person between the borrower and the lender. His or her goal is to find you the best home loan for your financial situation. Therefore, it’s important you hire the best one. To accomplish that, read these do’s and don’ts:
Do find out the number of lenders he or she is associated with. The more lenders the accredited mortgage broker is associated with, the more chances she or he has of giving you the best option.
Don’t forget to check the credentials. When looking at an accredited mortgage broker, you must check out the list of clients he or she has serviced in the past. If you see a long list, you’ll be confident of hiring her especially if her past clients made positive testimonials.
Do get recommendations. Ask your friends and colleagues who hired an accredited mortgage broker in the past for a recommendation. They’ll most likely give you an honest opinion on how the professional they hired serviced them.
Don’t forget to ask about the accreditations. All brokers must be registered with the Australian Securities and Exchange Commission and must hold an ACL. If the person has neither, he can’t be considered a licensed broker.
For the best-accredited mortgage broker, get in touch with Julie Rashleigh’s industry leading mortgage advice. She’s a professional who’s dedicated to helping her clients achieve their goals. Whether you’re saving money through refinancing or buying a home for your kids, she’s here to listen to your needs. Experience is something she’s not short on as she’s been in the banking industry for more than 20 years. Her mission is to provide you with a stress-free home loan application.